Electronic bonds | Log in to TreasuryDirect and follow the directions there. The cash amount can be credited to your checking or savings account within two business days of the redemption date. |
Paper bonds | You can cash paper EE and E bonds at most local financial institutions. This is the easiest way to cash bonds and the quickest way to get access to your money. Follow our quick guide Or, you can cash bonds by mailing them to Treasury Retail Securities Services, PO Box 214, Minneapolis, MN 55480-0214. Information for special circumstances:
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Electronic bonds | 1099-INTs are posted in TreasuryDirect in January. Use the link on the ManageDirect page. |
Paper bonds | The financial institution where you cash the bond provides the form. The bank may give you the form immediately or mail it later—possibly not until after the end of the year in which you cash the bond. |